How we work

Clear steps, plainly taken.

We buy with our own funds, so our purchases do not depend on a mortgage or on a chain. Here is how a purchase works, from the first conversation to completion — and how we sell property on.

01 — Our funding

A cash buyer, in plain terms.

We buy with our own funds. That means our purchase does not depend on a mortgage offer, a lender’s valuation or a lender’s timetable, and we do not need to sell another property before we can buy yours.

It does not remove the legal process. Your solicitor and ours still check the title, carry out searches, raise enquiries and exchange contracts. What it removes are the delays and uncertainties that come with borrowing.

Where the legal work is straightforward, we can complete in as little as seven days. Timescales depend on the legal process and your own solicitor.

02 — Buying, step by step

From first word to completion.

Step 01

A first conversation

Tell us about the property by email or using our enquiry form: where it is, what it is, its condition and what you have in mind. We will reply by email, ask anything we need to know and tell you plainly whether it is something we would consider.
Step 02

Viewing the property

If it is, we arrange a viewing at a time that suits you — or your tenants, if the property is let. We look at the building, its setting and anything that affects its value, such as access, boundaries and condition, so that our offer reflects the property as it is.
Step 03

The offer

We make our offer in writing, with an explanation of how we arrived at it. There is no pressure to decide on the spot: you are free to take independent advice, compare it with other options and take your time. Any offer is subject to contract until contracts are exchanged.
Step 04

The legal process

If you accept, you instruct your own solicitor or licensed conveyancer and we instruct ours. They deal with the title, searches, enquiries and contracts. We answer questions promptly and keep you informed. Neither of us is committed until contracts are exchanged.
Step 05

Completion

Completion takes place on a date agreed between the solicitors, once the legal work is done and the funds are transferred. We can complete in as little as seven days. Timescales depend on the legal process and your own solicitor.

Our approach

An offer in writing, your own solicitor, and time to consider.

03 — Selling property on

How we sell property on.

We buy and we sell. Some property we keep; some we refurbish; some we sell on as it stands — to owner-occupiers, landlords and developers, through estate agents or directly to other buyers.

When we sell, we aim to present a property honestly and in good order, with the paperwork that buyers and their solicitors will need. The experience we have gained selling property is part of how we judge what a property could become when we first see it.